Long Term Care Insurance

Personal Liability Umbrella Policy

Accidents can happen anytime, anywhere. What if your teen driver broadsides another car? Or a guest slips in your home and gets seriously injured? They're called accidents for a reason; however, you may be held liable for damages in an amount that is greater than your regular liability coverage allows. Feel more protected with Personal Umbrella coverage.

Long Term Care Insurance

One of the greatest challenges a retired person has is in regard to the possibility of outliving their retirement and assets. This problem compounds considering most people would like to leave an inheritance to their family. A person works hard and sacrifices much when saving for their future retirement. Of all the financial risks that a retired person has, the greatest is the possibility of getting sick and needing extended care without having a plan of care in place.

• Key Person Planning
• Buy/Sell Planning
• Business Continuation
• Split Dollar
• Deferred Compensation

• Auto Insurance
• Homeowners/Condos/Renters/Dwellings
• Personal Liability Umbrella Policy

• General Liability
• Commercial Auto
• Business Owner Policy (BOP)
• Commercial Property
• Workers' Compensation
• Professional Liability (Errors & Omissions (E&O) Insurance)